Employer Plans 雇主计划

(1) For self-employed or business owner: If you are a self-employed individual or a small business owner, not large employers.

Simplified Employee Pension (SEP-IRA plan )

Saving Incentive Math Plans for Employee (SIMPLE IRA plan )

Solol 401(k) plan

Keogh plan (a qualified retirement plan established by a self-employed individual or partnership).

(2) If you are involved with a corporation, your business may have many employees

Simplified employee pension (SEP-IRA plan )

Saving Incentive Math Plans for Employee(SIMPLE IRA plan )

401(K)

Profit-sharing plan

Money purchase pension plan

Employee stock ownership plans

雇主可以为自己或者为雇员通过设立人寿保险计划来达到保护自己生意，生意延续，保留重要员工，退休计划等，雇主付保险费可以做为生意的开销来达到省税的目的。

Buy-Sell Agreement ( for business owner)